Block Insurance is a speicalised type of insurance policy for blocks of flats and apartments that are purpose built or have been converted. If you own, manage, or are a leaseholder in a block of flats or converted residential property, then Block Insurnace will usually be the most suitable type of insurance policy for your requirements as the policy cover provided by regular property insurance policies will not usually offer all of the elements of cover that a Block Insurance Policy will be able to provide.
SIS Risk Solutions are specialists in this area and we will work closely with you to establish your exact requirements and help you select the Block Insurance policy you need as well as any additional protective covers you may require for your individual circumstances.
For example the following areas may not be covered by a regualr property protection policy:
If you are a self-managing association, or a group of residents with a collective responsibility for the insurance of your building, then a Block Insurance policy will be the most suitable option for you and we can help you obtain the right Block Insurance policy for your needs.
Not only do we provide the broad policy cover and administrative support you would expect, but we are also able to offer the services of our in-house claims team and our commitment to provide you with exemplary service.
In addition to this we can also help with:
Excess as shown on your policy schedule or certificate of insurance
Damage by wet and dry rot
Damage by perpetual and on-going cause
Possible restrictions in cover whilst unoccupied
Loss or damage to property from any cause not listed in the policy booklet (wider cover may be available)
Loss or damage to underground services because they do not work as they are worn out
We can arrange a programme of cover to suit the needs of the Convert mansion block to a large purpose built Block of Apartments, every client has specific need's and requirement's and in recognising and delivering on that premise is where we really differentiate ourselve's from the rest.