SIS Risk Solutions
SIS Risk Solutions

Block Insurance

Block Insurance is a speicalised type of insurance policy for blocks of flats and apartments that are purpose built or have been converted. If you own, manage, or are a leaseholder in a block of flats or converted residential property, then Block Insurnace will usually be the most suitable type of insurance policy for your requirements as the policy cover provided by regular property insurance policies will not usually offer all of the elements of cover that a Block Insurance Policy will be able to provide.


SIS Risk Solutions are specialists in this area and we will work closely with you to establish your exact requirements and help you select the Block Insurance policy you need as well as any additional protective covers you may require for your individual circumstances. 

For example the following areas may not be covered by a regualr property protection policy:

  • Communal areas 
  • Communal contents
  • Property Owners’ Liability outside your individual flat or apartment
  • Property Owners’ Liability
  • Lifts or stairs 
  • Periodic engineering inspection

If you are a self-managing association, or a group of residents with a collective responsibility for the insurance of your building, then a Block Insurance policy will be the most suitable option for you and we can help you obtain the right Block Insurance policy for your needs.

Not only do we provide the broad policy cover and administrative support you would expect, but we are also able to offer the services of our in-house claims team and our commitment to provide you with exemplary service.

In addition to this we can also help with: 

  • Risk Management / Improvement Survey's
  • Environment Liability Survey's
  • Health and Safety Advice
  • Directors’ and Officers’ Liabilities




  • Excess as shown on your policy schedule or certificate of insurance 

  • Damage by wet and dry rot 

  • Damage by perpetual and on-going cause 

  • Possible restrictions in cover whilst unoccupied 

  • Loss or damage to property from any cause not listed in the policy booklet (wider cover may be available) 

  • Loss or damage to underground services because they do not work as they are worn out

We can arrange a programme of cover to suit the needs of the Convert mansion block to a large purpose built Block of Apartments, every client has specific need's and requirement's and in recognising and delivering on that premise is where we really differentiate ourselve's from the rest.

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Contact us today

If you have any queries or wish to make an appointment, please contact us:

0121 270 5809

Or use our contact form.

SIS Risk Solutions

Midlands Office

Priory House

2 Priory Road


West Midlands



Get In Touch

0121 270 5809

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© SISRISKSOLUTIONS SISRISKSOLUTIONS is a trading style of Gravity Risk Services Ltd. Gravity Risk Services Ltd are registered in England no 7808391. Registered Office: Priory House, 2 Priory Road, Dudley, West Midlands DY1 1HH Gravity Risk Services are independent business insurance brokers and risk advisors, based in Dudley, West Midlands. Gravity Risk Services Ltd is authorised and regulated by the Financial Conduct Authority number 602387. © Copyright of SIRISKSOLUTIONS